Payment Choices - Credit Card Gateways

e-Commerce Payments Using Payflow Pro

Payflow Pro is a payment gateway operated by PayPal. It allows you to use your own bank and, through the same integration, you can also offer PayPal via Express Checkout. Payflow Pro charges a monthly rate of $59.95 for 1,000 transactions plus $0.10 for every additional transaction.

In summary, the disadvantages in accepting credit cards are higher transactional costs and the need to provide security measures. On the other hand, the advantages are the convenience it gives to online shoppers and faster processing of transactions.

PayPal

PayPal logo

PayPal is popular, convenient and flexible when it comes to offering payment options to your customers. The biggest disadvantage to PayPal is that it does not offer a seamless checkout experience – the customer bounces betwen the merchant site and PayPal's site.

Google Checkout

Google Checkout logo

If you are an AdWords advertiser, a Google Checkout badge will appear with your advertisement, highlighting your ad among the others. For some, this badge is sufficient reason to offer Google Checkout, at least as an option. Fees are relatively low, but there is no live support.

Credit Cards

Credit Cards

The advantages of accepting credit cards are the convenience it gives to online shoppers and faster processing of transactions. The disadvantages in accepting credit cards are higher transactional costs and the need to provide security measures.